Loan management system
A complete loan lifecycle engine for modern lenders.
Manage repayments, overdue handling, restructuring and settlements for your whole book, in one system.
Key features
Every repayment, accounted for
Repayment management
Every payment matched to the right loan and instalment.
Auto-debit
Collect EMIs by NACH and UPI AutoPay.
EMI scheduler
Schedules built from each product’s terms.
Penalty and overdue logic
Charges and overdue states applied by rule.
Real-time dashboards
Disbursals, collections and overdue loans as they happen.
Role-based access
Each person sees and changes only what their role allows.
NPA handling
Track loans as they age and classify them by rule.
Audit logs
A record of every change, for your auditors.
The life of a loan
From disbursal to closure
- 01
Book
The disbursed loan arrives from origination.
- 02
Schedule
EMIs are scheduled from the product’s terms.
- 03
Collect
Auto-debit collects each instalment on time.
- 04
Follow up
Missed payments get penalties and overdue status.
- 05
Restructure or settle
Workflows handle changes to terms and settlements.
- 06
Close
The loan closes with a complete history.
Benefits
Accurate, automated EMI management
The system does the calculations and keeps the records, so your team can trust the numbers and act early on loans that slip.
- Calculations done by the system, not spreadsheets
- Real-time tracking and reporting
- Earlier action on overdue loans
- Clean records for audits
Works with the rest of the suite
- LOS
Loan origination
Loans arrive ready to service, with every check on record.
- Collections
Collections
Overdue loans hand over to recovery with their full history.
See the lending suite with your own loan products
Book a demo and we will walk you through origination, loan management and collections, set up around how you lend.