Industries
Built for the businesses that lend.
Finovel’s lending suite and APIs fit the way each kind of lender works. Find yours below.
NBFCs
Run every loan product on one system
Bring personal, MSME and business lending onto one platform, with the controls and records your regulator expects.
- Configurable products and underwriting rules
- Repayments, overdue and NPA handling
- Collections with risk buckets and field tools
- Role-based access and audit logs
Banks
Add digital journeys to your lending
Give customers a fully digital application while your existing teams keep control of credit decisions.
- Digital onboarding with eKYC
- Bureau and bank statement checks in the flow
- eSign and digital agreements
- Verification APIs for your own systems
Digital lenders
Fully digital, from application to repayment
Every step happens online: onboarding, checks, signing, disbursal and repayment.
- Applications under your brand
- Automated decisions with your rules
- Auto-debit by eNACH and UPI AutoPay
- Automatic reminders before and after due dates
Fintech startups
Launch a lending product under your own brand
Start with a white-label platform instead of building a lending stack from scratch, and add the checks you need as APIs.
- White-label interface and loan products
- Free sandbox keys to build with
- Pay per call as you grow
- One console for keys, usage and billing
Payroll lenders
Lend against salaries, with checks you control
Verify the borrower and their employment, then collect repayments on schedules you set.
- Identity and bank account checks
- Repayment schedules you configure
- Auto-debit for every instalment
- Clear reporting by employer and product
BNPL companies
Small-ticket credit at checkout, kept on track
Approve quickly with automated checks, then keep high volumes of small repayments on schedule.
- Fast digital onboarding and KYC
- Configurable products and limits
- Automated reminders and collections
- Real-time dashboards across the book
See the lending suite with your own loan products
Book a demo and we will walk you through origination, loan management and collections, set up around how you lend.